Ma nije u pravu, i drugo je to sto ti pominjes, autorizacija ide po jednom kursu settlement po drugom, i to je jasno kao dan, ali ni jedan ni drugi kurs nisu bez uracunate naknade niti ni Visa ni MS koriste samo Reuters kao izvor.
"The date of settlement is the day that MasterCard determines the amount to be exchanged between the merchant bank (acquirer) and the cardholder bank (issuer)." The merchant bank referred to here is the bank of the merchant or the seller from whom you made a purchase and the acquirer is the bank or any financial institution that issued your credit card. Settlement date is on average of between 1 to 5 days from the date of the authorization.
The MasterCard foreign exchange rate used on the settlement date
does not solely represent the amount being charged to you as reflected in your credit card billing. MasterCard charges you a fee of 1% of the total amount of your purchase. Depending on the nature of your credit card, your issuing bank charges you another 2.5% or whatever is the fee for an fx transaction inherent in your credit card.
Tu stvarno nema neke velike mudrosti, ako nesto kupis u valuti A karticom u valuti B, pre ili kasnije na realnom trzistu mora da se iznese dovoljno valute B da se kupi iznos transakcije u valuti A koji ce biti deponovan prodavcu. Taj process moze da bude skuplji ili jeftiniji, u jednom koraku ili deset koraka, ali kao i na bilo kom trzistu nema kupoprodaje bez provizije i namirivanja troskova tih trzista. Sve ostalo je magljenje.
Sloba je za 12 godina promenio antropološki kod srpskog naroda. On je od jednog
naroda koji je bio veseo, pomalo površan, od jednog naroda koji je bio znatiželjan, koji
je voleo da vidi, da putuje, da upozna,
od naroda koji je bio kosmopolitski napravio narod koji je namršten, mrzovoljan,
sumnjicav, zaplašen, narod koji se stalno nešto žali, kome je stalno neko kriv - Z.Đinđić